Local 1460 Millwright Stephen Joy,
his wife Connie and their brand new daughter Katelyn enjoy top
quality health & welfare benefits. Stephen’s membership
gives him a secure, defined benefit pension and no-cost access
to the world’s finest Millwright training programs.
Health & Welfare
A Health & Welfare plan like
no other in the industry!
Here’s what
a Millwright Local 1460 Health & Welfare
benefit plan gives you and your family. Remember, there
are no deductions for this coverage from your paycheque:
(Please note: CY means calendar
year, CCY means consecutive calendar year)
Health
Coverage
Limitations
Accidental Dental
100%
$2,500 Lifetime
Ambulance
100%
Unlimited
Breast Prosthesis
Replacement
1 every 2 CY
Unlimited
Hearing aids
100%
$1000/ 4 CCY
Hospital
100%
Unlimited
Medical services
& equipment
100%
Unlimited
Nursing Care
100%
$10,000/3 CCY
Nursing Care
(over 65 yrs)
100%
Lifetime, minus amt. already
paid
Orthopedic Shoes
1 pr/1 CY
Unlimited
Orthotics (Under 19)
2 prs/2 CY
$300/2 CY
Orthotics (Over 19)
1 pr/2 CY
$300/2 CY
Out of Prov/Country
(active members
under 70)
100%
First 60 days of trip
Paramedical*
Up to $300 each service
Per CY
Physiotherapy
100%
Unlimited
Prescription Drugs
100%
Some exclusions
Surgical Bra
2/CY
Unlimited
Surgical Stockings
2/CY
Unlimited
Vision Care
- diagnosis & treatment
100%
Unlimited
- contacts
100%
$300/lifetime
- eye exam
100%
$75/2 CCY
- glasses (under 18)
100%
$400/12 consecutive months
- glasses (over 18)
100%
$400/2 CCY
Vision Care
(retirees over 65)
100%
$350/2 CCY
Visual Training &
Remedial exercises
50%
Unlimited
Wigs & Hairpieces
100%
$250 lifetime
Dental
Preventive & maintenance
100%
Unlimited
Major Restorative
75%
$2500/cal yr
Orthodontics
50%
$3500/lifetime
Long Term Disability
Amount/ Month
$1500
Taxable
Duration
To age 65 or retirement date
Wait Period
119 days
Pension Contribution
4.17 hrs per day of disability
InsurancE
Accidental Death and Dismemberment
Under 70
$100,000
Basic Life Insurance
Under 70
$100,000
70 and over
(retirees not covered)
$10,000
Spouse
$20,000
Child
$10,000
15 days and older
Critical Illness
Amount
$25,000
Termination age
Age 65 or retirement date
Wait period
30 days after diagnosis
Your coverage begins on the first of the month in which you work your 1000th hour as a member.
*Paramedical includes licensed acupuncturists, chiropractors, massage therapists, psychologists, speech therapists, chiropodists, naturopaths, osteopaths and podiatrists.