Local 1460 Millwright Stephen Joy,
his wife Connie and their brand new daughter Katelyn enjoy top
quality health & welfare benefits. Stephen’s membership
gives him a secure, defined benefit pension and no-cost access
to the world’s finest Millwright training programs.
Health & Welfare
A Health & Welfare plan like no other in the industry!
Here’s what
a Millwright Local 1460 Health & Welfare
benefit plan gives you and your family. Remember, there
are no deductions for this coverage from your paycheque:
(Please note: CY means calendar year, CCY means consecutive calendar year)
(Please note: CY means calendar year, CCY means consecutive calendar year)
| Health | ||
|---|---|---|
| Coverage | Limitations | |
| Accidental Dental | 100% | $2,500 Lifetime |
| Ambulance | 100% | Unlimited |
| Breast Prosthesis Replacement |
2 every 2 CY |
Unlimited |
| Hearing aids | 100% | $1000/ 4 CCY |
| Hospital | 100% | Unlimited |
| Medical services & equipment |
100% | Unlimited |
| Nursing Care | 100% | Unlimited |
| Nursing Care (over 65 yrs) |
100% | Unlimited |
| Nursing Care (over 65 yrs) |
100% | $10,000/3 CCY |
| Nursing Care (over 65 yrs) |
100% | Lifetime, minus amt. already paid |
| Orthopedic Shoes | 1 pr/1 CY | Unlimited |
| Orthotics (Under 19) | 2 prs/2 CY | $300/2 CY |
| Orthotics (Over 19) | 1 pr/2 CY | $300/2 CY |
| Out of Prov/Country (active members under 70) |
100% | First 60 days of trip |
| Paramedical* | Up to $300 each service | Per CY |
| Physiotherapy | 100% | Unlimited |
| Prescription Drugs | 100% | Some exclusions |
| Surgical Bra | 2/CY | Unlimited |
| Surgical Stockings | 2/CY | Unlimited |
| Vision Care | ||
| - diagnosis & treatment | 100% | Unlimited |
| - contacts | 100% | $300/lifetime |
| - eye exam | 100% | $75/2 CCY |
| - glasses (under 18) | 100% | $400/12 consecutive months |
| - glasses (over 18) | 100% | $400/2 CCY |
| Vision Care (retirees over 65) |
100% | $350/2 CCY |
| Visual Training & Remedial exercises |
50% | Unlimited |
| Wigs & Hairpieces | 100% | $250 lifetime |
| Dental | ||
|---|---|---|
| Preventive & maintenance | 100% |
Unlimited |
| Major Restorative | 75% |
$2500/cal yr |
| Orthodontics | 50% |
$3500/lifetime |
| Long Term Disability | ||
|---|---|---|
| Amount/ Month | $1500 |
Taxable |
| Duration | To age 65 or retirement date | |
| Wait Period | 119 days | |
| Pension Contribution | 4.17 hrs per day of disability |
|
| Insurance | ||
|---|---|---|
| Accidental Death and Dismemberment | ||
| Under 70 | $100,000 | |
| Basic Life Insurance | ||
| Under 70 |
$100,000 | |
| 70 and over (retirees not covered) |
$10,000 | |
| Spouse |
$20,000 | |
| Child |
$10,000 | 15 days and older |
| Critical Illness | ||
| Amount |
$25,000 | |
| Termination age |
Age 65 or retirement date | |
| Wait period |
30 days after diagnosis | |
Your coverage begins on the first of the month in which you work your 1000th hour as a member.
*Paramedical includes licensed acupuncturists, chiropractors, massage therapists, psychologists, speech therapists, chiropodists, naturopaths, osteopaths and podiatrists.